No Medical Exam, Simplified-Issue, and Guaranteed-Issue Life Insurance

The bulk of the life insurance on the market requires some sort of underwriting to be approved.  This underwriting can come in the form of a questionnaire, nurse medical, and/or doctor’s exam and is manually reviewed by an underwriter at an insurance company.

No Medical Exam, Simplified-Issue, and Guaranteed-Issue Life Insurance

1. No Medical Exam life insurance is a category of life insurance where no physical nurse exam is needed.
2. Simplified-Issue life insurance is generally underwritten based on a questionnaire only and is easier to qualify for than fully-underwritten policies.
3. Guaranteed-Issue life insurance is one where anyone can qualify regardless of any underlying medical conditions.  These will generally come at a higher cost, have a 2 year deferral period, and are capped at a small maximum such as 50K.

CONTACT US VANCOUVER LIFE INSURANCE COMPANY

Contact us at Venture First Advisory and we’ll help you get the No Medical Exam life insurance that best suits you and your family’s needs. We’re the experts in helping you get the best insurance policy for with your best interests in mind.

Get a quote or book an appointment with us today.